We offer easy finance options with payments that suit you. You can tell us how much you want to pay monthly, how much deposit you would like to put down and we can give you the option of flexible contract lengths.

At Fawdington's we offer either Hire Purchase or on some vehicles we can also offer a PCP agreement. To help you find the best way to finance your car for your individual circumstances.

What is PCP (Personal Contract purchase)?

A PCP finance agreement offers smaller monthly payments during the repayment period and finishes with a larger balloon payment. When setting up the contract agreement you set a mileage limit per year. Once you reach the final payment you have multiple options. 

• You can either pay the guaranteed future value in full and own the car outright.
• Hand back the keys and walk away
• Trade the car, clearing any existing finance on the car and taking the remainder (if applicable) as deposit for your next car. 

 What is HP (Hire Purchase)

In many ways similar to a PCP, HP lets you set your deposit and the length of time you want to repay the finance with the maximum term being 49 months. The difference to PCP being that there is no final balloon payment so the monthly payments are generally larger amounts than their PCP equivalent. You only own the vehicle after the final payment has been made.

We are trading as a credit broker and not a lender, and are authorised and regulated by the Financial Conduct Authority, firm reference 655064 . We can introduce you to a limited number of lenders, while providing details of finance products available. We will not charge you a fee for an introduction, but may receive a commission from the lender. Lender’s commissions may vary. The commission received does not influence the interest rate you will pay. For questions about commission, please speak to us. Fawdingtons Garages Limited, Fawdingtons Garage, Haugh Lane Industrial Estate, Hexham, Northumberland, NE46 3PU.

Representative finance examples are for illustrative purposes only. Finance is subject to status and credit acceptance. Terms and conditions apply. Available to 18s and over & UK residents only. Guarantees and/or indemnities may be required. Excess mileage and damage charges may apply when vehicle returned.